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Looking for Independent Mortgage Advice?
Explora Mortgage Solutions – accurate, impartial Whole of Market Mortgage Advice – your first step in finding the mortgage that suits you.
A mortgage is probably the biggest financial commitment you’re ever likely to make – so you’re not about to take risks, are you?
Well, we’re not either. As part of the Edward Mellor Group, we’ve got over 25 years’ experience of the property market to call on for you. So you can be assured that we’ll find you the mortgage deal that’s right for you, at the right price and at the right time.
We will also manage the entire application for you, right down to the paperwork. Your dedicated Personal Mortgage Adviser guides you through the whole process, every step of the way, so that everything is smooth and stress-free.
So whatever kind of mortgage you need, all you have to do is give us a ring on 0800 195 8900 – and we’ll get started!
Your home may be repossessed if you do not keep up repayments on your mortgage.
Latest Deals...
First Time Buyer
5.39% variable rate (standard rate + 0.40%) for 36 months.
4.99% for remainder of term.
5.40% APR is the overall cost for comparison. Basic valuation is £269 (based on £100,000 purchase price). Upfront booking fee of £494.00. Lender arrangement fee of £599 can be added to loan.The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Early repayment charge: 3.25% of amount repaid plus £190 in first 36 months. £330 thereafter. Maximum loan to value 95%.
This information is correct as at 13th May 2013. Please note that if you are reading this after this date it is possible that this rate no longer applies.
Remortgaging
2.45% fixed rate to 30/06/2015 with free basic valuation and free legal fees if using lender’s conveyancer.
4.74% lenders current standard variable rate for remainder of term.
4.50% APR is the overall cost for comparison, including Arrangement Fee of £800 (may be added to mortgage) and upfront booking fee of £199. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
3% of the outstanding loan, plus £125 is to be repaid if redeemed or part redeemed until 30/06/2015. £125 only thereafter. Maximum loan to value: 75%
This information is correct as at 13th May 2013. Please note that if you are reading this after this date it is possible that this rate no longer applies.
Buy-To-Let
4.47% (fixed rate to 31st May 2016).
5.39% lenders current standard variable rate for remainder of term.
5.60% APR is the overall cost for comparison including £1600 arrangement fee (assuming loan of £80,000), basic valuation fee of £295 (assuming £100,000 purchase price) and £230 upfront booking fee. The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Early repayment charge: £0.00. Maximum loan to value 80%.
This information is correct as at 13th May 2013. Please note that if you are reading this after this date it is possible that this rate no longer applies.
Homemovers
2.39% fixed rate to 31/05/2015
5.99% (variable) for remainder of term.
5.60% APR is the overall rate for comparison including arrangement fee of £845 (may be added to mortgage), £130 upfront booking fee and £145 basic valuation (based on £100,000 purchase price). The actual rate available will depend upon your circumstances. Ask for a personalised illustration.
Early repayment charge: 3% of the outstanding loan, plus £90 repaid until 31/05/2015. £90 only thereafter. Maximum loan to value 75%.
This information is correct as at 13th May 2013. Please note that if you are reading this after this date it is possible that this rate no longer applies.
A fee of a maximum of £500 or up to 1% of the mortgage amount, if greater, may be charged depending on your circumstances. A typical fee is £126.
Explora Mortgage Solutions also offers a client fee only option where any fee received from the lender is forwarded on to the client.
Explora Mortgage Solutions is a trade name of Edward Mellor Limited which is an appointed representative of Openwork Limited, which is authorised and regulated by the Financial Services Authority.
Openwork Limited offers insurance and investment advice on products from a limited number of product providers and advice on mortgages representative of the whole market.
Edward Mellor Ltd is registered in England and Wales with registered number 2139859. The registered office is 65-81 St Petersgate, Stockport, SK1 1DS.
The information on this website is for the use of residents of the United Kingdom only. No representations are made as to whether the information is applicable or available in any other country which may have access to it.